Harbour Mortgage Savings Centre



Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgage Glossary


IVA's

People of all ages and in all sorts of circumstances get into debt for various reasons.

Unexpected events such as job losses, illness, business failure and divorce can all result in financial problems. An Individual Voluntary Arrangement is an alternative to bankruptcy.

Some mortgage lenders are now taking a more relaxed view on people who have credit problems. Quite often mortgages will be given at either standard rates and sometimes even discounted rates.


A life policy may be required, written quotations are available upon request.
There will be a fee for mortgage advice. The precise amount will depend on your circumstances,
but we expect it to be £399.00.
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