Harbour Mortgage Savings Centre



Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgage Glossary


No proof of income

Not everyone in the self employed market today have full and current business accounts.

This can often be a frustrating problem when applying for a mortgage.

Schemes are now available where all you need is a declaration of income. No accounts are necessary.

These schemes are known as self cert or self certification.


A life policy may be required, written quotations are available upon request.
There will be a fee for mortgage advice. The precise amount will depend on your circumstances,
but we expect it to be £399.00.
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