Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Welcome
- Home Page Choices:
- Introduction
- What we do
- What's Involved
- Qualified Mortgage Advisors
- Advantages of using an IMB
- Advantages of using Harbour
What's Involved in Remortgaging?
Remortgaging to a new lender is common practice nowadays and as a professional broker we will guide you through the whole process.
If part of the remortgage is for home improvements then estimates for these will also be required. There will also be a requirement to have your home professionally valued which we again will arrange for you. (there may be additional fees for these services)
The lender will ask for certain documentation, which will include :
- Existing lenders' last statement
- Latest P60 (originals)
- Last 3 months bank statements (originals)
- Acceptable proof of identification and residency
Our consultant will give you a full and complete breakdown on what will be required in writing prior to any transactions being enacted.
Please note that, on remortgaging, there may be legal fees, survey fees and other expenses.